FLOOD DAMAGE RESTORATION · FORT MYERS, FL

Flood Damage Restoration in Fort Myers, FL

Your locally established design-build team for flood damage restoration across Southwest Florida since 2006, all under Florida General Contractor license CGC1512714 and Mold Remediation license MRSA729. 24/7 emergency response. Insurance claim navigation. One licensed team.

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Call us at 239-895-2058 or fill out the form. We respond within one business day.

LICENSED GC · CGC1512714

18+ YEARS IN SW FLORIDA

3-YEAR WORKMANSHIP WARRANTY

DESIGN-BUILD UNDER ONE ROOF

LOCALLY OWNED & OPERATED

BUILT FOR SOUTHWEST FLORIDA · FORT MYERS, FL

Why Flood Damage Restoration in Fort Myers Is Different

Flood damage restoration in Southwest Florida is a race against the clock. Mold establishes within 24 to 48 hours of standing water. Drywall wicks moisture up the wall faster than most homeowners realize. Insulation holds water for weeks. Subfloors and structural framing absorb moisture that takes months to dry out without proper equipment. The longer water sits, the more of the home has to come out and the higher the restoration bill climbs.

Flood damage here also comes from more sources than anywhere else. Storm surge floods the first floors of coastal homes. Wind-driven rain pushes water through compromised roofs and windows. Plumbing breaks, especially on older copper supply lines, can dump hundreds of gallons inside a wall cavity overnight. Each cause-of-loss has different insurance coverage implications, and getting the documentation right at the start makes the difference between a covered claim and an out-of-pocket disaster.

Tri-Town has held Florida General Contractor license CGC1512714 since 2006 and Mold Remediation license MRSA729, so the same team that extracts the water also remediates any mold growth and rebuilds the interior. Every project gets handled inside one licensed team. Storm damage restoration across Lee County and Collier County has been our work through Wilma, Irma, and Ian, and we will be here for the next event.

From emergency water extraction through full interior rebuild, we deliver a fixed written scope before reconstruction starts. You will know the price, the plan, and the timeline up front. Insurance documentation begins on day one. Every completed restoration is backed by a 3-year workmanship warranty.

LICENSES & CREDENTIALS

Fully Licensed & Insured in Florida

CGC1512714

CCC1329614

MRSA729

MRSR829

HI3275

OPERATING SINCE

2006

Fort Myers, Southwest Florida

WHAT WE OFFER

Full-Scope Flood Damage Restoration Across Fort Myers

From emergency extraction the night of the event through final interior rebuild, every flood damage project is permitted and supervised under licenses CGC1512714 and MRSA729.

Emergency Water Extraction

First call after a flood event. Truck-mounted water extraction, sump operation, and removal of standing water from every room of the home. Available through our 24/7 emergency services line. The faster water is out of the home, the smaller the restoration scope becomes.

Drying & Dehumidification

Industrial-grade air movers, dehumidifiers, and structural drying equipment placed throughout the home for 3 to 7 days of active drying. Moisture readings logged daily to track progress on wood framing, subfloors, and drywall. Drying must be complete before any rebuild work begins or mold will grow inside the new construction.

Mold Remediation Under License MRSA729

Florida law requires mold remediation work to be performed under a state-issued license. Tri-Town holds Mold Remediation license MRSA729 in-house. Containment barriers, HEPA filtration, removal of contaminated materials, and clearance testing all handled by our own team. No separate vendor handoffs.

Storm Surge & Hurricane Flooding

Storm surge from hurricanes deposits contaminated water containing salt, sand, debris, and biological material. Restoration scope is broader than clean-water floods because contaminated materials cannot be dried in place, they have to come out. This work runs alongside full hurricane damage repair when wind and surge damage hit the same home, which is common in coastal Lee County.

Roof Leak Water Damage

Water that came through the roof saturates attic insulation, ceiling drywall, wall cavities, and flooring. The roof itself usually needs repair too. Roof storm damage work runs in parallel with interior water restoration so the roof is back in dry-in condition before drying equipment even starts on the interior.

Insurance Documentation & Coverage Gaps

Flood damage claims have more coverage gaps than almost any other restoration claim. Standard homeowners policies typically exclude flood, which is covered separately through the National Flood Insurance Program or private flood policies. Wind-driven rain coverage varies by carrier. Insurance claim assistance includes cause-of-loss documentation, coverage gap analysis, and direct coordination with both your homeowners carrier and your flood carrier when both apply.

Why A Licensed Mold-Certified GC Beats A Water-Extraction-Only Crew Every Time

This is the section every Fort Myers homeowner needs to read before signing a flood damage restoration contract.

After Hurricane Ian leveled neighborhoods across Southwest Florida in September 2022, water-extraction crews showed up from across the country. Many had truck-mounted equipment. Few had Florida mold remediation licenses. Even fewer were also general contractors who could rebuild the interior after the drying was complete.

Homeowners who hired extraction-only crews often ended up with three or four separate vendors: the extraction company, a mold remediator, an interior demo crew, and a separate GC for rebuild. Coordination broke down. Mold grew inside walls that were never opened up. Insurance carriers disputed scope handoffs between vendors. Three years later, plenty of those homes are still dealing with the consequences.

Tri-Town has held Florida General Contractor license CGC1512714 since 2006 and Florida Mold Remediation license MRSA729. We were here before Ian. We will be here for the next storm, because Fort Myers is our home, not a market we are passing through.

That means when you sign a flood damage restoration contract with Tri-Town, the warranty is backed by a contractor who is still answering the phone five years from now. The 3-year workmanship warranty covers labor and installation. The team that extracted the water is the team that handled mold remediation, demolition, and rebuild, all under one contract.

Why Choose Tri-Town Construction?

Plenty of contractors will extract standing water. Fewer will remediate mold under a state license. Fewer still will rebuild the interior under the same contract. Since 2006, we have built our reputation on one thing: finishing what we start, and standing behind it.

Locally Established Since 2006

Eighteen-plus years building and restoring homes in Fort Myers. Through Wilma, Irma, and Ian. We know the Lee County and Collier County inspectors, the local insurance adjusters, and the flood permit paths.

Mold Remediation License In-House

Florida Mold Remediation license MRSA729 held in-house. No separate vendor handoffs. The team that extracts the water is the same team that handles containment, remediation, clearance testing, and rebuild.

One License, End-to-End

Design, permits, insurance coordination, water extraction, mold remediation, and full rebuild all live under a single contract. No finger-pointing between four separate vendors. Our license CGC1512714 covers your flood restoration, start to finish.

24/7 Emergency Response

Around-the-clock emergency phone line. Truck-mounted water extraction equipment available within hours of your call. Stabilization first, restoration plan second.

Insurance Claim Advocacy

Cause-of-loss documentation, coverage gap analysis, and coordination with both your homeowners carrier and your flood carrier when both apply. Line-item scope of work matched to insurance estimating software. We work alongside your public adjuster, or directly with your carrier.

3-Year Workmanship Warranty

Every completed flood restoration in Southwest Florida is backed by our 3-year workmanship warranty. This covers labor and installation across every trade we supervised. Manufacturer coverage on materials stays separate.

PROCESS

Our Fort Myers Flood Damage Restoration Process

Five clear stages. No surprises. Every Southwest Florida homeowner deserves to know exactly what happens with their flood restoration at each step.

24/7 Emergency Call & Water Extraction

Call our 24-hour emergency line. We dispatch truck-mounted extraction equipment within the same day. Standing water comes out first. This step protects both your home and your insurance claim by stopping further damage to structural materials.

Damage Assessment & Documentation

Our licensed Home Inspector (HI3275) walks the home and documents every square inch of water-affected material with photos, moisture readings, and a written scope of work. Documentation goes straight to your insurance carrier. The level of detail matters.

Drying & Dehumidification

Industrial-grade air movers and dehumidifiers placed throughout the home for 3 to 7 days of active drying. Daily moisture readings logged and submitted to your insurance carrier. Drying must be complete before any rebuild work begins, or mold will grow inside the new construction.

Mold Remediation Under License MRSA729

If mold is present, containment barriers go up, HEPA filtration runs, contaminated materials are removed, and clearance testing happens before any rebuild begins. All performed under Florida Mold Remediation license MRSA729 by our in-house team.

Insurance Coordination & Scope Approval

We coordinate with your homeowners adjuster, your flood adjuster if both policies apply, and your public adjuster if you have one to get the right scope approved. Cause-of-loss attribution matters here because it determines which policy covers which scope items. Most flood claims take 3 to 8 weeks for full scope approval.

Rebuild & Weekly Updates

Demo of damaged materials, structural repair, rough trades, drywall, finishes, and final walkthrough all run on schedule. Your project manager sends a weekly progress update with photos so you and your insurance carrier always know exactly what is happening on site.

Final Walkthrough, 3-Year Warranty & Carrier Closeout

We run a detailed punch list and final walkthrough before closing out the project. Final invoices and closeout documentation go to your insurance carrier. Your 3-year workmanship warranty activates at project completion. Any defect in labor or installation inside that window gets fixed on our dime.

Recent Flood Damage Restorations Across Southwest Florida

From storm surge restorations in Fort Myers Beach to plumbing break recoveries across Lee and Collier County, every flood damage project is constructed under licenses CGC1512714 and MRSA729 and to current FBC standards.

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What Fort Myers Homeowners Say About Tri-Town Construction

We let our clients speak for us. Here is what homeowners across Southwest Florida have said after their flood damage restorations were complete.

“I highly recommend Tri-Town Construction! I am a local real estate professional, whenever one of my customers needs ANYTHING done to their home, Mike is my go-to guy! He always answers his phone and schedules a time to discuss the scope of the project — and his estimates are always very competitive. Tri-Town has completed several remodel projects for my customers and they all rave about his communication skills and quality of craftsmanship. If you have a home renovation project call Tri-Town Construction!”

Ronald A. | Real Estate Professional | Southwest Florida

“I completed a whole home remodel with an addition using Tri-Town. I could not be happier! The quality of workmanship, professionalism from each and every staff member and subcontractor, and turnkey beauty that was my end result is by far unsurpassed. It is breathtaking! We plan on using Tri-Town on our dream home build in the next couple of years — although now I hate to leave this gorgeous vacation home they gave us. Kudos to such an amazing company!”

Diane K. | Whole Home Remodel + Addition | Southwest Florida

“Highly recommend Tri-Town to complete your renovation project. They were professional, so reliable, patient with our many questions, and assured us that the project will be completed without any problems. Their pricing was so reasonable. They are a trustworthy company who puts customers first.”

Jennifer P. | Verified Client | Fort Myers, FL

Licensed, Insured & Industry-Recognized

Flood Damage Restoration Across Fort Myers, Lee County & All of Southwest Florida

Tri-Town Construction has been locally owned and operated in Fort Myers since 2006. Our team knows the Lee County and Collier County inspectors, the FEMA base flood elevation review process, and the major insurance carriers serving Southwest Florida. Whether your home sits on the Gulf, on a canal, inside a gated community, or out on inland acreage, Tri-Town already knows the flood restoration path your project will take.

Fort Myers
Fort Myers Beach
Estero Island
Sanibel
Bonita Springs
Estero
Cape Coral
Naples
Marco Island
Lee County
Collier County

Frequently Asked Questions

How fast do I need to act after a flood?

Within 24 hours. Mold establishes within 24 to 48 hours of standing water on porous materials like drywall, insulation, and carpet. The faster water comes out and drying starts, the smaller the restoration scope becomes. Our emergency phone line answers 24 hours a day for active flood events.

Does my homeowners insurance cover flood damage?

Usually not, if the water came from outside the home. Standard homeowners policies typically exclude flood, which is defined as rising groundwater, storm surge, or river overflow. Flood is covered separately through the National Flood Insurance Program or private flood policies. Water from inside the home (broken pipes, appliance failures, roof leaks) is usually covered under your homeowners policy. Cause-of-loss documentation determines which policy applies.

Will mold remediation be required?

Often yes, especially if water sat for more than 48 hours or if humidity stayed elevated. Florida law requires mold remediation work above 10 square feet to be performed by a state-licensed remediator. Tri-Town holds Florida Mold Remediation license MRSA729 in-house, so this scope stays inside the same contract as everything else.

How long does flood damage restoration take in Southwest Florida?

Timelines vary by scope. Emergency extraction happens within 24 hours. Drying takes 3 to 7 days. Mold remediation, if required, adds 5 to 14 days. Interior rebuild ranges from 2 weeks for small-scope projects to 4 to 6 months for full first-floor gut-and-rebuild after major storm surge. Insurance approval adds 2 to 8 weeks up front. We deliver a full project schedule the day the scope is approved.

Can I stay in my home during flood restoration?

It depends on scope. Small-scope water damage in one room often lets you stay in the home. Major flood events affecting multiple rooms, or any restoration requiring mold remediation, almost always require relocation for safety and air quality reasons. We will tell you straight at your discovery consultation what to expect.

What areas near Fort Myers do you do flood damage restoration in?

We handle flood damage restoration across Fort Myers, Cape Coral, Fort Myers Beach, Sanibel, Bonita Springs, Estero, Naples, Marco Island, and surrounding Lee County and Collier County communities. Our team handles permits through both county offices and works with the major insurance carriers and the National Flood Insurance Program.

FLOOD DAMAGE RESTORATION · FORT MYERS, FL

Flood Damage? Call 24/7

Around-the-clock emergency response for homeowners across Fort Myers and Southwest Florida. We dispatch same-day truck-mounted water extraction equipment. Insurance documentation starts the same day.