Living in Fort Myers: Pros, Cons, and What to Expect
Fort Myers is a vibrant coastal city offering sunshine, affordability, and lifestyle diversity, with smart planning, it’s one of the best places to live in Florida.
Living in Fort Myers: What You Need to Know Upfront
Whether you’re escaping winter, retiring smart, or going remote, Fort Myers offers more than beach days.
With walkable neighborhoods, no state income tax, and resilient housing, it’s one of Florida’s fastest-growing cities.
The vibe is relaxed, the community is strong, and the Gulf is always close, but it’s not without trade-offs. High humidity, seasonal traffic, and rising home prices are part of the deal. What to know at a glance:
- 260+ sunny days with mild winters and year-round outdoor living
- Jobs growing fast in healthcare, construction, education, and remote sectors
- ICF and modular homes offer stronger, storm-ready living options
- Housing is cheaper than Naples, but prices are climbing fast post-Ian
- No state income tax means more take-home pay and long-term savings
- Culture thrives downtown with art walks, markets, and live music
- Traffic spikes in tourist season, and public transit is limited
- Tight-knit community spirit, especially in the wake of Hurricane Ian
Bottom Line: Fort Myers rewards those who plan ahead, keep reading and you’ll know exactly how to make it work.
Why Fort Myers Keeps Winning Hearts: 15 Reasons Locals Love It Here
Wondering if Fort Myers is the right place to settle down? You’re not alone.
This Southwest Florida city has drawn growing interest from retirees, families, professionals, and outdoor enthusiasts alike.
Here are 15 reasons why so many people choose to call it home, and keep coming back.
1. Endless Sunshine and Mild Winters
Fort Myers has over 260 sunny days a year and winters that rarely dip below the 70s. That’s a big draw for anyone used to snow and gray skies.
The warmth fuels an outdoor lifestyle year-round and anchors much of what makes life here appealing.
2. Diverse and Growing Job Market
The economy here isn’t just retiree-focused anymore. Healthcare, construction, tourism, and education are strong sectors, and remote work is growing.
For professionals in tech, design, or consulting, Fort Myers blends career flexibility with coastal living.
3. Affordable Compared to Coastal Neighbors
Compared to Naples or Sarasota, Fort Myers offers more value, larger homes, manageable property taxes, and lower utilities.
That’s especially helpful for first-time buyers, retirees, or anyone looking to get more out of every dollar.
Helpful Resource → Coastal Building Zone Florida: Rules, Permits & Guide
4. Tax-Friendly Living
Florida doesn’t tax personal income, making it a financially smart move for retirees and entrepreneurs alike.
Combined with modest property taxes and energy costs, the savings go a long way toward enjoying life here.
5. Beaches Just Minutes Away
Fort Myers gives easy access to some of Florida’s most beautiful coastlines.
From shelling on Sanibel to boating off Fort Myers Beach, residents enjoy daily life near postcard-worthy views.
6. Strong Community Roots
In the face of hardship, Fort Myers showed what it’s made of. After Hurricane Ian, neighbors helped each other rebuild.
That spirit of resilience and connection still runs deep and makes the city feel more like a hometown.
7. Retiree-Focused Communities
Planned communities here are designed for active adults, with golf courses, clubhouses, pools, and nearby healthcare.
Fort Myers offers the comforts retirees want without sacrificing lifestyle or location.
8. Active Outdoor Lifestyle
More than just beach days, Fort Myers offers paddle trails, hiking routes, and over 40 golf courses.
Whether you’re into early morning fishing or weekend kayaking, the city makes staying active easy.
9. Arts, Music, and Local Culture
Downtown Fort Myers hosts monthly art walks, seasonal concerts, and vibrant farmers markets.
The arts scene is expanding and draws both younger creatives and longtime locals looking for connection beyond the shoreline.
10. Space for Families to Grow
Families appreciate the mix of outdoor access, safety, and strong community ties.
Nature preserves, family events, and local parks offer room to play, explore, and grow up surrounded by green space.
11. Safer, Smarter Homebuilding
More homebuyers are choosing ICF and modular builds for their energy efficiency and storm resistance. In coastal Florida, these features aren’t luxuries, they’re smart investments that bring peace of mind.
12. A Neighborhood for Everyone
Fort Myers offers diverse living environments.
The River District has walkability and nightlife. McGregor and Gateway are great for families. Captiva offers luxury and nature in one place. There’s a fit for everyone.
13. Airport Convenience
Southwest Florida International Airport is nearby, making it simple to visit family or take weekend trips. Whether you’re a snowbird or a business traveler, easy access to air travel matters.
14. Food Scene With Flavor
The local dining scene mixes old Florida charm with new creativity.
From waterfront seafood joints to upscale bistros, Fort Myers continues to attract chefs, grow food trucks, and surprise new residents with just how good it is.
15. Remote Work is on the Rise
While tourism and healthcare still lead, remote work has opened the door for creatives and tech workers. Co-working spaces, networking events, and digital entrepreneurship are gaining traction in the area.
Fort Myers offers an enviable lifestyle, sun, space, and strong community, but no place comes without trade-offs. Like any growing coastal city, it has its share of challenges.
The key is knowing what to expect and planning accordingly. That’s how locals make the most of living here.
Every Paradise Has Its Quirks: Common Challenges and How to Handle Them
Even with all its sunshine and charm, Fort Myers comes with its own set of realities.
But for most locals, those quirks are just part of the package, and knowing how to handle them makes all the difference.
Here are six common challenges and the smart ways people navigate them.
1. Storm Season and Building Smarter
Living near the coast means preparing for hurricane season each year. The damage from Hurricane Ian is still fresh for many, and future storms are inevitable.
Solution: Newer homes built with ICF (Insulated Concrete Forms) or modular methods offer superior protection. These homes are becoming the new standard for long-term resilience and peace of mind in Fort Myers.
Helpful Resource → ICF Home Lifespan: Why These Homes Last So Long
2. Rising Housing Costs and Limited Rentals
Post-Ian recovery and population growth have pushed housing prices up, especially for storm-hardened homes. Rentals are also in short supply.
Solution: Work with a trusted local real estate agent and consider emerging neighborhoods like Lehigh Acres. Buying early or remodeling an older home can be more cost-effective than competing in tight rental markets.
3. Seasonal Traffic and Public Transit Gaps
During tourist season, traffic near US-41 and beach access points can be frustrating. And Lee County’s transit system doesn’t serve most people’s daily needs.
Solution: Living closer to work or school can reduce commute stress. Most residents rely on cars, but walkable areas like the River District offer an alternative for those who prefer to stay central.
4. Humidity, Mold, and Maintenance
Fort Myers’ tropical climate is a blessing and a challenge. High humidity can lead to mold, wear and tear on homes, and constant A/C use.
Solution: Routine HVAC servicing, running dehumidifiers, and preventive maintenance are the norm here. Planning for this from day one helps protect your home and your health.
5. Bugs, Wildlife, and General Florida Things
Yes, the rumors are true, bugs and critters are part of life in Florida. From mosquitoes to palmetto bugs, the warm climate attracts it all.
Solution: Regular pest control is common practice. Most residents don’t think twice about scheduling monthly treatments and keeping outdoor spaces clean and trimmed.
6. Neighborhood Nuance and Local Dynamics
Safety, culture, and even politics can vary by area. Some parts of the city are quieter and more family-focused, while others are more urban or transitional.
Solution: Look into neighborhoods like Gulf Harbour, McGregor, or Gateway for safe, community-oriented living. Spend time exploring different areas before you commit to buying or renting.
While every city has its quirks, Fort Myers rewards those who plan wisely and adapt quickly. If you’re ready to take the next step, here’s how to make your move with confidence.
Helpful Resource → How to Build a Beach House That Lasts
Making the Move to Fort Myers? Here’s How to Set Yourself Up for Success
Building New Homes with ICF – Insulated Concrete Forms
Thinking of relocating? These smart, local-tested steps will help make your transition to Fort Myers seamless.
- Visit at different times of year. Experience both peak season and summer humidity to know what year-round living really feels like.
- Match your neighborhood to your lifestyle. Choose areas that align with your pace, needs, and future, Fort Myers offers something for everyone.
- Prioritize storm-ready housing. Homes built with ICF or modular designs offer greater protection and long-term peace of mind.
- Plan for ongoing costs. Budget for rising insurance premiums and near-constant air conditioning in Florida’s humid, tropical climate.
- Choose contractors wisely. Vet builders carefully, especially post-storm, to avoid delays, cost overruns, or poor workmanship.
- Explore schools, even without kids. High-performing school zones often signal stronger resale value and more stable neighborhood communities.
- Say yes to community. Join local events or groups early to build connections and feel at home faster.
With just a little preparation, you’ll be ready to settle in and make the most of living here.
A smooth move to Fort Myers starts with smart choices and local insight. Plan ahead, stay informed, and you’ll settle in faster, and live better.
Finding Your Place in Fort Myers: A City That Grows With You
Fort Myers may not be flawless, but it’s real, and that’s what makes it livable.
From sun-soaked beaches and strong community spirit to resilient housing and expanding opportunity, it’s a city that offers more than just palm trees and postcards.
It welcomes families, retirees, and remote workers alike with open arms and room to grow.
If you’re ready for a place where lifestyle meets value, and where neighbors still know your name, Fort Myers could be exactly what you’re looking for.
At Tri-Town Construction, we build homes that help you enjoy Fort Myers to the fullest, storm-resilient, beautifully designed, and tailored to your lifestyle.
Let’s make your move more than a change of address. Let’s make it home.
