A buildable Florida lot must be in the right zone, have proper elevation, access to utilities, and no hidden setbacks or environmental restrictions. If it checks all these boxes, it’s likely a solid pick. In Florida, one bad assumption can derail your entire project. Between FEMA flood zones, protected wildlife, tight setbacks, and unmarked easements, the fine print matters.  You need to know what you’re really buying, not just what’s in the listing. Before you make an offer, make sure the lot: Isn’t in a restricted flood zone without elevation Has clear zoning for what you plan to build Isn’t limited by HOA or deed restrictions Has access to utilities (or can be connected) Doesn’t have protected species or wetlands Has a recent survey and no legal access issues Think of it like this: A solid home starts with smart dirt. If your lot fails the basics, everything after becomes more expensive, more stressful, and more uncertain. The smartest way to avoid mistakes is to know what to look for early.  The rest of this guide walks you through that process in plain terms, so you can build with clarity and confidence. Why Your Lot Choice Matters More Than You