Modular home warranties typically cover 1-year workmanship, 2-year systems, and 10-year structural components, but often exclude cosmetic flaws, moisture, storm damage, and anything caused by improper maintenance or unapproved repairs. What Modular Home Warranties Don’t Cover (But You Need to Know) Modular home warranties aren’t blanket guarantees; they’re layered policies with clear limits.  Most follow a 1-2-10 format: one year for workmanship, two years for systems like plumbing and HVAC, and ten years for structural integrity.  That sounds solid, but the exclusions matter just as much. Here’s what’s usually not covered: Cosmetic flaws like drywall cracks and seam gaps Flood and hurricane damage Mold or moisture issues from poor sealing DIY or unapproved upgrades Damage from improper maintenance Warranties also vary depending on who’s responsible: manufacturer, builder, or third-party.  One may cover the modules, another the setup, and that can lead to gaps when filing a claim. Even delays are common, especially when warranty and insurance companies pass the blame. You don’t want to find these things out after the home is built.  Keep reading to learn exactly what to ask before signing anything, how to protect your investment, and how to spot the red flags others miss. Why You