Month: September 2025

Modular homes in Florida must follow the Florida Building Code (FBC), not HUD Code like mobile homes. They require state and local approvals, wind and flood compliance, energy certifications, and site-specific inspections to meet legal and safety standards. What You Need to Know Before Building a Modular Home in Florida If you’re building a modular home in Florida, the most …

Modular homes are usually insured with standard HO-3 homeowners policies, just like site-built homes, because they meet local building codes and are installed on permanent foundations. How Insurance for Modular Homes Works, At a Glance Insurance for modular homes is more straightforward than many expect.  These homes meet state and local building codes, which means they’re treated the same as …

A buildable Florida lot must be in the right zone, have proper elevation, access to utilities, and no hidden setbacks or environmental restrictions. If it checks all these boxes, it’s likely a solid pick. In Florida, one bad assumption can derail your entire project. Between FEMA flood zones, protected wildlife, tight setbacks, and unmarked easements, the fine print matters.  You …

Modular home warranties typically cover 1-year workmanship, 2-year systems, and 10-year structural components, but often exclude cosmetic flaws, moisture, storm damage, and anything caused by improper maintenance or unapproved repairs. What Modular Home Warranties Don’t Cover (But You Need to Know) Modular home warranties aren’t blanket guarantees; they’re layered policies with clear limits.  Most follow a 1-2-10 format: one year …