Month: June 2025

Florida’s 50% Rule requires that if repair or renovation costs exceed 50% of a structure’s market value (excluding land), the entire home must be brought up to current flood and building code standards, including elevation. What You Need to Know Before You Build, Fix, or Remodel Florida’s 50% Rule applies to any major renovation in a flood zone. If your …

In Florida, the cost of a home addition is shaped by storm codes, permits, and how well your existing systems can support the upgrade. Most additions range from $175 to $450 per square foot, with major variables hiding in structure and site conditions. Florida Home Addition Costs: What Really Drives the Price Whether it’s a bedroom, second story, or garage …

The cost to build a luxury home in Florida typically ranges from $400 to $800+ per square foot, with ultra-custom builds exceeding $1,000 per square foot depending on location, features, and materials. Florida Luxury Home Costs: What You’re Really Paying For Building a luxury home in Florida is about location, design, and quality.  Coastal areas like Naples or Palm Beach …

Florida home renovations in 2025 cost between $50 and $250 per square foot, depending on whether you’re doing cosmetic updates or full structural work. Florida Renovation Costs: What to Expect Renovating in Florida means more than picking finishes, it’s about navigating one of the country’s trickiest housing markets.  From storm-resilient upgrades to fluctuating labor costs, here’s what you need to …

Building a house near the beach means using elevated foundations, salt-resistant materials, and storm-hardened design. Every decision, from layout to hardware, must account for wind, water, and code compliance in flood zones to ensure your home lasts. Start Smart: What Every Beach House Needs to Last Building near the ocean isn’t just about style, it’s about survival. Salt, storms, and …

Florida contractors must be licensed for remodeling work involving structure, plumbing, electrical, HVAC, or any significant alteration. Projects like full kitchen or bathroom remodels, wall removals, and major system updates legally require state-certified professionals. Florida Remodeling Laws: What You Must Know First Florida law requires licensed contractors for most remodels, including jobs that involve plumbing, electrical, wall removal, or structural …

Modular homes, when built to code, placed on owned land, and well-maintained, don’t decrease in value, they often appreciate like traditional homes, offering equity growth, standard financing, and long-term resale potential. Do Modular Homes Decrease in Value? While often confused with mobile homes, modular homes are legally classified as real property. That means they qualify for conventional loans, standard insurance, …

Florida insurance does not automatically cover hurricanes. Wind damage is usually included in homeowners policies, but flood damage and temporary housing (ALE) require separate coverage. Without all three, your protection is incomplete when a storm hits. What Every Florida Homeowner Needs to Know  Hurricanes expose insurance gaps. Most Floridians think they’re covered, but only realize the fine print after the …

The cost to build a 3-bedroom house in Florida typically ranges from $350,000 to over $850,000, depending on location, building material, stormproofing requirements, and finish quality. Inland wood-frame homes are the most affordable, while coastal ICF builds offer maximum protection and cost. But what does that really look like in 2025? Here’s a quick breakdown to help you benchmark your …